Rates and Fees

Loan Rates VISA APR and Fees Savings Rates Investment Rates Fee Schedule

Effective as of: Thursday, July 20, 2023
Share Certificates, Traditional IRA, ROTH IRA, and Educational IRA
Minimum Balance $1,000
Term APR APY*
6 Months 1.20% 1.21%
12 Months 1.25% 1.26%
24 Months 1.50% 1.51%
36 Months 1.75% 1.76%
LOYALTY CD PROMO: 12 MONTHS 4.50% 4.59%
 
Requirements for LOYALTY CD PROMO: Checking and Savings account, Debit card and must currently have Direct Deposit. Money must be new to MWFFCU.
 
*APY=Annual Percentage Yield. All dividend rates and APY may change at any time, as determined by Midwest Family FCU Board of Directors.
The APYs shown above assume that all principal and dividends remain on deposit for the entire term. Penalty for Early Withdrawal is loss of 90 days dividends.

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New Online Banking LOGIN Instructions
When you log into Online Banking for the first time after our upgrade, you will be required to enter your Login ID and Security Code.

LOGON ID is your Primary Member Number. Your Logon ID must contain at least 6-digits. If your Member Number is less than 6 digits, you must enter the leading zeroes to make it 6 digits.

Example:
12345 must be entered as 012345.
1234 must be entered as 001234.
123 must be entered as 000123.

SECURITY CODE is the last 4-digits of the Primary Account Holder’s Social Security Number

You will be prompted to change your Logon ID and Security Code

Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.
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