Rates and Fees

Loan Rates VISA APR and Fees Savings Rates Investment Rates Fee Schedule

 
Acct. TypeRateAPY
Regular Savings $5 minimum balance required
Min. Bal. $1000.10%0.10%
Min. Bal. $1000.10%0.10%
 
 
Money Market Rates:
Minimum Balance of $100, The account will receive dividends based on tiers:
Min. Bal. $1000.04% 0.04%
Min. Bal. $10,0000.05%0.05%
Min. Bal. $25,0000.06%0.06%
Min. Bal. $50,0000.10% 0.10%
 
 
Dividends will be computed and credited monthly. If the account balance falls below $100 it will not receive a dividend. The account is limited to three withdrawals per month. Each withdrawal that exceeds three per month will be charged a $25 fee.
* Accounts other than certificates are variable rate.
* Variable Rates may change after account is opened.
* APY = Annual Percentage Yield
* Minimum Balance to earn APY = $5.00 for share account and $0.00 for draft and club accounts.
* Fees can reduce the earnings on the account.
Funds on deposit at Midwest Family FCU are federally insured by the NCUA up to $250,000, and IRA funds are separately insured to $250,000.

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New Online Banking LOGIN Instructions
When you log into Online Banking for the first time after our upgrade, you will be required to enter your Login ID and Security Code.

LOGON ID is your Primary Member Number. Your Logon ID must contain at least 6-digits. If your Member Number is less than 6 digits, you must enter the leading zeroes to make it 6 digits.

Example:
12345 must be entered as 012345.
1234 must be entered as 001234.
123 must be entered as 000123.

SECURITY CODE is the last 4-digits of the Primary Account Holder’s Social Security Number

You will be prompted to change your Logon ID and Security Code

Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.
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