Rates and Fees
Loan Rates VISA APR and Fees Savings Rates Investment Rates Fee Schedule
VISA Annual Percentage Rates and Fees | |
Annual Percentage Rate (APR) for purchases | |
A | 9.0% |
B | 11.5% |
C | 14.0% |
Cash Advance APR | |
A | 9.0% |
B | 11.5% |
C | 14.0% |
Penalty APR | N/A |
Annual Fee | N/A |
Grace Period for Repayment for the Balance of Purchases | 25 days |
Method of Computing the Balance of Purchases | Average Daily Balance (including new transactions) |
Minimum Finance Charge | N/A |
Periodic Rate | |
A | 0.75% |
B | 0.958% |
C | 1.166% |
The Minimum Monthly Payment is 2.4% of your total new balance but not less than $30.00 plus the amount of any unpaid prior payment due. | |
Other Fees are: | |
Late Fee | $25.00 if payment not received 10 days after due date |
Draft Copy Fee | $ 3.00 |
Draft/ACH Return | $30.00 |
Replacement Card Fee | $ 10.00 |
Card Center Phone Payment | $ 5.00 |