Rates and Fees

Loan Rates VISA APR and Fees Savings Rates Investment Rates Fee Schedule

VISA Annual Percentage Rates and Fees
Annual Percentage Rate (APR) for purchases
A9.0%
B11.5%
C14.0%
 
Cash Advance APR
A9.0%
B11.5%
C14.0%
 
Penalty APR N/A
Annual Fee N/A
Grace Period for Repayment for the Balance of Purchases 25 days
Method of Computing the Balance of Purchases Average Daily Balance (including new transactions)
Minimum Finance Charge N/A
 
Periodic Rate
A0.75%
B0.958%
C1.166%
The Minimum Monthly Payment is 2.4% of your total new balance but not less than $30.00 plus the amount of any unpaid prior payment due.
 
Other Fees are:
Over Limit Fee$15.00 if over credit limit on cycle date by $1.00
Late Fee$25.00 if payment not received 10 days after due date
Draft Copy Fee $ 2.00
Draft/ACH Return $30.00
Replacement Card Fee $ 10.00
Card Center Phone Payment $ 5.00

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New Online Banking LOGIN Instructions
When you log into Online Banking for the first time after our upgrade, you will be required to enter your Login ID and Security Code.

LOGON ID is your Primary Member Number. Your Logon ID must contain at least 6-digits. If your Member Number is less than 6 digits, you must enter the leading zeroes to make it 6 digits.

Example:
12345 must be entered as 012345.
1234 must be entered as 001234.
123 must be entered as 000123.

SECURITY CODE is the last 4-digits of the Primary Account Holder’s Social Security Number

You will be prompted to change your Logon ID and Security Code

Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.
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