Rates and Fees

Loan Rates Savings Rates Investment Rates Fee Schedule

Effective as of: Thursday, July 20, 2023
Loan Rates
Titled Loans (Cars, Trucks, SUV's, Van's)
24 Monthsas low as 4.50%
36 Monthsas low as 4.75%
48 Monthsas low as 5.00%
60 Monthsas low as 5.25%
72 Monthsas low as 5.49%
84 Monthsas low as 6.00%
Other Loan Types / Term**
Share Pledge - up to 60 months3% - over current variable regular share rate.
Share Certificate - remaining term3% - over maturity current rate. Maturity - remaining term of certificate
PersonalAs low at 9.5%
VISA Credit CardAs low as 9.0% APR*
TO APPLY FOR A VISA CARD: Print the VISA Application, complete it and return it to: Midwest Family FCU, PO Box 48, Portage, IN 46368
APR = Annual Percentage Rate - All Loan Rates are subject to change.
*Risk based lending is used to determine specific rate.
** Term used to calculate a payment .
**Balance used to calculate payment on personal loans and VISA

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New Online Banking LOGIN Instructions
When you log into Online Banking for the first time after our upgrade, you will be required to enter your Login ID and Security Code.

LOGON ID is your Primary Member Number. Your Logon ID must contain at least 6-digits. If your Member Number is less than 6 digits, you must enter the leading zeroes to make it 6 digits.

12345 must be entered as 012345.
1234 must be entered as 001234.
123 must be entered as 000123.

SECURITY CODE is the last 4-digits of the Primary Account Holder’s Social Security Number

You will be prompted to change your Logon ID and Security Code

Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.
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